Gems N' Loans Pawn Shop

Our Mission is to be the Best Pawn Shop in Oceanside. We have been serving this community for over 25yrs. We love building lasting relationships by providing amazing customer experiences. We are here to shatter your expectations of what a pawn shop should be.

We separate ourselves from the competition with our beautiful stores filled with the highest quality items, on-site GIA certified Gemologists, highly trained and incredibly friendly staff who create exciting and memorable experiences for every customer. We also specialize in unbeatable cash options, buying and selling gold, precious metals, diamonds, jewelry, designer handbags, luxury watches and other high-end items. Come experience how Pawn Shopping should be.

Check out our latest YouTube video “Sustainable Shopping at a Pawn Shop?”

  • Judith B.
    Gem & Loan in Oceanside is so great & always willing to help me... also I really like Joyce! She is very patient & positive! Glad to do business with Gems & Loan!
    Judith B.
  • Cheryl R.
    Fabulous to work with. Amazing store with way more than just jewelry. The Louis Vuitton selection is to die for!!
    Cheryl R.
  • Joanne B.
    Val and Joyce always give me excellent customer service. They're always looking to make my experience unforgettable. I'm appreciative and I'm grateful for the welcome each time.
    Joanne B.

Sell Your Items

Get cash today for your items. No hassle or red tape. We love buying the following:

Jewelry, Electronics, Computers, Art, Handbags, Luxury Items, Designer Items, Coins and much more. Click the link to fill out our form and we will give you a quote on how much you can get paid today.

Are You Looking For The Best Pawn Shop in Oceanside?

At Gems N’ Loans, we offer a variety of jewelry, gold, and cash options to suit your financial needs. Our company has been serving Oceanside for over 25 years in this capacity. We offer customer service like no other shops around. Our employees take ownership in their service to our customers, that is seen in their quality and care.

We have been proudly serving Oceanside for 25 Years, while providing the community an outlet from where they can obtain financial assistance. We also like sharing and giving back to our community through volunteering and charitable donations. We are also proud to provide extremely competitive quotes on pawns and OUT OF THIS WORLD deals on jewelry for sale.

How To Get Cash For Your Items

GNL is the best pawn shop in the area for fast cash. We welcome a variety of types of collateral, which will be stored under strict surveillance. There are no credit checks or other approval process other than the value of the collateral!
We are aware of the needs of our clients and do our utmost to offer the best terms in our cash agreements. There are no penalties against your credit score or any reporting of any kind.
Our goal is to be your favorite pawn shop, that can cover your immediate needs. You can count on our service to help you be more confident in tomorrow!
Please see attached Corrective and Preventive Actions (CAPA) Notice to the Public for possible charges associated with pawning your items. Please note that these rates are subject to change. Charges will vary based upon your item(s), please see store for further details and pawn options. While servicing our customers and communities for over 28yrs, we look forward earning your business.
Gems N Loans does not have a minimum or maximum period for repayment.