★ 8,000+ Google Reviews
#1 Gold buyer & Seller in Oceanside, Vista, Escondido, & Temecula
Gems N' Loans Pawn Shops - Where the Pros Go to Buy & Sell
Bring Your Gold, Leave with Cash
At Gems N' Loans, buying gold for cash is our specialty. Whether you have gold jewelry, coins, broken pieces, or bullion, we make it fast and easy to turn your gold into instant money. With over 30 years of experience and a reputation built on trust, we offer competitive prices and a hassle-free process. Bring your gold in today for a free evaluation!
From $500 to $5000 in 5 Minutes
Our Additional Pawn & Jewelry Services
We provide a range of specialized pawn and jewelry services to cater to all your buying, selling, and financial needs.
Explore Our Jewelry Online
Looking for something specific or just browsing? Visit our online jewelry showroom to explore a curated selection of rings, necklaces, watches, and more—available across all Gems N' Loans locations. Our team also uses this tool in-store to help customers find styles or items we may not currently have on hand. It’s jewelry shopping, the Gems N’ Loans way—personalized, flexible, and built around your needs.
About Gems N' Loans
For decades, Gems N' Loans has been the go-to pawn shop serving Oceanside, Vista, Escondido, and Temecula. We're known for transparency, integrity, and consistently offering the highest payouts. Whether you're buying, selling, consigning, or in need of a loan, our knowledgeable staff provides personalized service to meet your unique needs.
Thousands of Customers love our SoCal & Texas Locations
Hear directly from thousands of our valued customers about why Gems N' Loans is their preferred pawn shop. Real stories from satisfied clients who received exceptional service and the best payouts.
Why Choose Gems N' Loans?
Top Dollar Payouts
Consistently offering the highest cash payouts for gold and valuables.
Expertise & Trust
Professional staff with decades of experience in jewelry appraisal and loan services.
Convenience
Easily accessible locations across Oceanside, Vista, Escondido, and Temecula.
Customer Satisfaction
Thousands of happy customers and outstanding reviews.
Frequently Asked Questions
Got questions? We have answers. Here are some of the most common queries from our customers:
Do you accept broken or damaged gold jewelry?
Yes, we accept gold jewelry in any condition, including broken or damaged pieces, offering top dollar payouts based on weight and purity.
Do you provide free evaluations?
Absolutely! Bring your items in for a complimentary evaluations.
How long does the evaluation process take?
Most evaluations are quick and easy, typically completed within minutes while you wait.
Our Partners & Associations
Ready to Sell Your Gold for Cash?
Visit any of our convenient locations in Oceanside, Vista, Escondido, or Temecula today. Experience why Gems N' Loans is known as the #1 Gold Dealer & Seller—where you can always bring your gold and leave with cash!