• Oceanside: (760) 722 - 2762
  • Vista: (760) 732 - 3999
  • Online Outlet: (760) 529 - 5473
  • Escondido: (760) 747 - 7117
  • Temecula: (951) 694 - 9490
  • Dana Point: (949) 429 - 3055
Jewelry Oceanside
cash loan oceanside
cash loan oceanside
Gems N' Loans coming soon


At Gems N’ Loans, we offer a variety of jewelry, gold, and personal loans to suit your financial needs. Our company has been serving North County San Diego for 22 years in this capacity. We offer customer service like no other shops around. Our employees take ownership in Gems N ‘Loans, that can bee seen in their quality care of our customers. We are a pawnshop located in Oceanside California, and offer other locations in Vista, Escondido, Temecula, Carlsbad, and Dana Point.
We don’t request credit checks and are a “no hassles business.” When you need cash, we are here for you. All transactions are confidential, and once you are a customer, we will treat you like family. If you are in a bind, or just want to cash in your unwanted merchandise, we are here for you. Save thousands of dollars on new, estate, vintage, and GIA certified diamond jewelry at any of our Gems N’ Loans locations.
Learn more about our many services!
sell gold oceanside

Use Your Gold Like a Credit Card

We buy and sell gold, and offer our customers the opportunity to arrange for credit based on the value of their gold, or sell it for fair market prices.

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ebay store oceanside

Shop Our Online Store

Gems N' Loans has a variety of merchandise that can be purchased online from our Ebay store. We sell jewelry, Gold, Electronics, Computers, DSLR Cameras, and much more!

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Gems N Treasures Carlsbad

Visit Our Jewelry Outlet in Carlsbad

Jewelry outlet in Carlsbad which offers estate jewelry, high end watches, designer handbags and collectables.

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live scan temecula

Live Scan Fingerprinting

Gems N' Loans in Temecula now offers Quick Live Scan Fingerprinting Service seven days a week. This is a simple 15-minute procedure, with no appointment necessary. Quick Live Scan Fingerprinting services at Gems N' Loans in Temecula are provided by friendly, confidential and professional staff.

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