Frequently asked questions.

Our locations include Oceanside, Vista, Escondido, Temecula, and Dana Point. Four of our stores are open seven days a week. Please see the contact page for each stores individual hours of operation.

No, we are an employee stock ownership plan.

Yes, we are here to serve you.

Yes, we loan, buy and sell. However, we do not report to credit agencies or check your credit. Your items, such as gold are like a credit card.

Yes, we offer a layaway program and special financing if needed.

You always pay down on your loan when you are renewing your pawn. Pay the small interest plus an amount of principal.

We do not. We specialize in jewelry, gold, electronics and musical instruments.

We pay top dollar for your gold based on market value fluctuation. We are the largest North County buyers. We resale, buy, loan and will always offer competitive prices. We have an A+ rating with the Better Business Bureau and have been in business for over 25 years.

All we need is a valid government issued ID, like your driver’s license and something for collateral, like your gold, jewelry, musical or electronic items.

When you sell your gold you get a little more. When you loan you get less cash but retain ownership of your gold.

They are for four months, or 120 days.

Loans are for 120 days with an additional 10 day grace period (additional late fees will be added at that time) 
 All loans may be paid in full for redemption or renewed within this time allowed. If renewed, you will receive a new 120 days contract.

We have a vast inventory of unique jewelry with a variety of styles and stones at wholesale cost.

Of course we can! Our trained certified professional Gemologists are GIA graders and will assist you.

Yes, we have a master jeweler on staff who can repair and design custom jewelry per your design.

Fine jewelry, musical instruments, electronics, diamonds that have value.

Yes, we give you a $20.00 gift card for every person you have referred to our store.

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