Gems N’ Loans Escondido

Get a Cash Advance Verses a Payday Loan Faster When Collateral Lending

We offer payday loan alternatives that rely less on you credit scores and pay stubs to qualify you for a cash loan. This method of borrowing from a pawn broker offers less risk, that should the borrower not be able to pay their loan on time, we offer extensions, and none of which could affect you credit score or have your paycheck garnished. Our customers simply offer articles of value like; gold coins, jewelry, electronics and even designer handbags to secure the money. Should the borrower not be able to repay at all, the only risk would be to lose the proposed collateral, therefore, leaving your financial reputation untarnished.

cash loan on anything of value

Installment Loans

Alternative to payday loans – Installment Loans are repaid over time, with a set number of scheduled payments. These vary from No Credit Needed Acima and collateral loans.

In-Store Cash Advance

When you need cash in a hurry, an in-store advance can get you anywhere from $50 – $300 in as little as 15 minutes.

340 W 2nd Ave, Escondido, CA 92025

Hours of Operation:
Mon-Fri 10:00 AM to 7:00 PM
Sat 10:00 AM to 6:00 PM
Sun 10:00 AM to 5:00 PM

State Lic. #3706-0983

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