Times are tough for many, and we understand that you might be looking for places to find instant loans but are worried that it will come with a hard inquiry on your credit. Regardless of why you wouldn’t want a cash loan to show up on your credit report, there are more options out there for instant loans and cash loan options in Temecula. Gems N’ Loans, for example, offers two easy ways to get cash quickly in the area, no questions asked.
Getting an instant loan in Temecula
One of the easiest ways to get an instant cash loan is to loan out products or valuables to places like Gems N’ Loans. We allow our clients to take out a loan with us by giving us their valuables to hold onto for a negotiated period of time. We’ll give you cash for your item, and we’ll agree not to sell it as long as it’s within the agreed upon period of time—this is usually a couple of weeks up to a couple of months at most, but the conditions of each loan vary by person.
There are drawbacks to getting an instant loan, though, that we want people to be aware of. The first thing is that by loaning your items to a pawn shop instead of selling them outright, you’re going to take a smaller amount of cash for your item. This is because you’re also getting the promise that we’ll hang onto it within the agreed upon period of time. The second is that you’ll need to keep your receipt to bring back with you when you come back to pay off your loan. In many cases, this will be the only proof you have that you’re the owner of an item, so it’s important not to lose or forget it.
Getting cash for goods
One of the most common ways that people get quick cash in Temecula is by selling something to a pawn shop outright. This is a popular way because our clients are able to get more for their things than they would by loaning them, and unless they have a sentimental attachment to an item they find that—if they’re pawning it in the first place, they don’t really need it at all.
Gems N’ Loans employs experienced jewelers in-house to help our clients get the most for their goods. This lets them save time because they don’t have to worry about getting their items authenticated and priced before they come in, and helps our customers feel that they’re getting an accurately priced piece of jewelry when they purchase from our stores.