When most people think about where to get a quick loan in Dana Point they don’t often think of pawn shops like Gems N’ Loans. Places like banks and lenders will give a loan, but it might not be instant and could mean a hard check on your credit report. If this sounds like something you’re not interested in but you need a quick loan, pawning items to a pawn shop like Gems N’ Loans could be the best option for you. Here’s why:
No credit checks
That’s right. SInce pawn shops hold an item as collateral, they don’t need to run a credit check in order to issue a loan at all. The amount you’ll get in a loan depends on the value of the item you’re pawning, so we recommend pawning items that hold higher value but that you won’t be sorry to lose if you can’t pay your loan back. While we hope this doesn’t happen, it’s important to be pragmatic when dealing with borrowed money to avoid a crisis later on when you’ve lost something you love.
Fast & friendly service
Pawn shops employ some of the friendliest people that understand that you might be going through a tough time financially. Because we’re so involved in our local community, we want to see those community members thrive in ways that they never could before. We care about our community, and that’s why we believe that we’re able to help people in financial need during what could be a particularly stressful period of time. We also pride ourselves on our fast service, since we know that our clients have to get back to their busy schedules.
Professional and expert advice
As you can likely tell from our name, we specialize in things like gems and jewelry. Gems N’ Loans locations throughout Southern California hire expert jewelers to work in our stores because we know that it helps our clients feel more safe and secure about working with us. Our expert jewelers are able to audit a piece and place value on it on the spot, even if you don’t have a certificate of authentication to come with it. This helps you get a loan faster and it helps us assure our customers can trust our skills.