Welcome to Gems N' Loans Save thousands $$$ on certified jewelry at one of North County San Diego’s oldest and largest, where pawn shopping is fun at any of our three convenient locations. You'll pay up to 70% OFF RETAIL at BELOW WHOLESALE PRICES. Here's just a sample of the unbelievable savings you'll find on fine jewelry at Gems N' Loans:   Retail Wholesale Gems N' Loans 10K .5 ct diamond wedding set Mens 14K .75 ct 8 diamond ring  Platinum 1.2 ct princess/baguette diamond engagement ring $699 $1399 $6499 $449 $799 $4499 $399 $599 $2999

You'll also find fabulous deals on computers, laptops, game systems, digital cameras, musical instruments and more.

If you need a cash loan - $5 to $5000 or more ' Gems N' Loans is the easiest place to go. No credit check or hassle. Instant cash in 5 minutes. And because we're the largest, we pay you top dollar for your merchandise.

See our ABOUT US page to learn about our professional, expert staff who can help in all your shopping and loan needs.

Whether you want to buy, sell or borrow, Gems N' Loans is here for you at any of our three North County locations. Once you've paid pawnshop prices, you'll never pay retail again!