Gems N' Loans is proud to have served North County since 1993 in all your loan and pawn shopping needs.
In today’s busy lifestyles and ever-growing expenses, many find themselves in need of borrowing small sums of money for a small amount of time. Low dollar amounts and short-term loans restrict banks and other lenders from providing these services. That is why we are here for you; to provide you with the help you need at the time you need it in a private and confidential manner. We are a proud accredited business of the San Diego Better Business Bureau.
Our dedicated staff includes professionals in several fields to help serve you better.
We have Gemology experts on staff that specializes in gold, diamonds and all types of colored stones. Why is this important? Whether you are in the market to buy, sell, or pawn your valuables, you can rest assured that we examine every piece we see for your benefit. We are up-to-date with the going rate of gold, silver, and platinum. We are also proud to provide extremely competitive quotes on pawns, and OUT OF THIS WORLD deals on jewelry for sale.
For those in the market in diamonds- It is an emotional decision (choosing the right one). We understand and want to make it easier for you. Our experts are ready and willing to answer any questions you have. Most our diamond half carat and above are G.I.A. certified. (G.I.A. is the world recognized Gemological Institute of America). We include this certificate with your purchase at no extra cost to you.
New to our Gems N’ Loans family, a Master Jeweler, with extensive knowledge and proven expertise. His skill and love for his craft is evident in the fabulous creativity found in his custom designs and the considerable attention he exhibits in the meticulous repair and restoration of fine jewelry. He will be glad to help you with all your needs and assist you in “Creating the Jewelry of Your Dreams!”
The wonderful thing about pawnshops is that you never know what you’ll find. We receive vintage, estate, modern, and custom pieces everyday. Find out for yourself why they say, “We Make Pawn Shopping Fun!”